Bewildering and Impersonal. That’s in the past.

How much time does your HR department allocate to handle and assist with employees requests for help with navigating your healthcare plan? For millions of people in our country, trying to get the healthcare they need is a challenging and expensive journey. We are of the belief that healthcare doesn’t need to be that way. […]

Care Coordination Will Reset Your Trend

Apta Health is the last healthcare program you will ever need. We make self-funding easy for mid-market employer groups. Our proprietary offering packages the best vendors in the self-funding space with a Care Coordination model that will reset your health plan trend and allow you to control the future of your benefit plan. Apta Health […]


On March 1, 2017, the IRS announced that unclaimed federal income tax refunds totaling more than $1 billion may be waiting for an estimated 1 million taxpayers who did not file a 2013 federal income tax return. To collect the money, taxpayers must file a 2013 tax return with the IRS no later than this […]

Administering Benefits: One-on-one for Better Results

Effective communication with employees about their benefits is essential since many employers are offering more voluntary benefits, health care costs are rising and employee decisions are becoming more consumer-driven. Work-site communication programs that involve one-on-one guidance help employees make the best decisions regarding their employer-sponsored benefits. Group Discussions versus One-on-one Guidance Traditionally, employees are enrolled […]

“Tis” the season for Benefit Elections

Twas the night before open enrollment and you should always elect benefits during open enrollment to ensure you get the coverage you need; however, once enrolled in health coverage like a cafeteria or Section 125 plan, you are unable to change your elections until the plan year ends. But sometimes qualified life events occur, allowing […]

Highlights of the 12 Days of Compliance 2017

On first day of Compliance, ObamaCare, The Affordable Care Act (ACA) made a number of significant changes to group health plans since the law was enacted in 2010. Many of these key reforms became effective in 2014 and 2015, including health plan design changes, increased wellness program incentives and the employer shared responsibility penalties. On […]

The Final White Collar Exemption Rule is Here: Now What?

The Department of Labor (DOL) announced the final rule on changes to the “white collar” exemptions under the Fair Labor Standards Act (FLSA) on May 18, 2016. The final rule is effective Dec. 1, 2016. To qualify for certain white collar exemptions, an employee must meet a salary basis test, a salary level test and […]