Medicare Education

Many questions come to mind when approaching that magical age of 65. Here is a big one to get you headed in the right direction.

When do I need to enroll and how?

  • As you are approaching age 65 and you plan on continuing to work and stay on your employer’s health plan, you may not need to enroll in Medicare Part B.
  • You are initially eligible to enroll in Medicare the first of the month in which you turn age 65 or you have been on Social Security disability for 24 months.
    If you’re not receiving Social Security retirement benefits, you will need to contact Social Security to enroll.
  • You can call Social Security at 800-772-1213 (TTY users should call 1-800-325-0778).
    You should begin this process about 3 months prior to turning age 65.

What does Medicare cover?

Medicare Supplement Insurance (Medigap) Offered by insurance companies

Medicare Supplements helps pay for out of pocket costs not covered by original Medicare

Original Medicare Provided by the Federal Government

PART A: Helps pay for hospital stays & inpatient care

PART B: Helps pay for doctor visits & outpatient care

Prescriptions Part D

  • This helps pay for prescription medication.
  • You will need to pair the Prescription Part D plan with a Medicare Supplement

Medicare Advantage Plan Offered by insurance companies

  • Advantage Plans combines Part A hospital coverage with Part B outpatient coverage and typically includes Prescription Part D coverage all in one program.
  • Additional features may include dental, vision and hearing coverage not offer by original Medicare.

Allow Midwest Benefit Advisors to simplify the Medicare process for you. Please contact us for a free consultation.

Contact us to receive your complimentary Medicare Checklist.

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